Affirm Financing

Buy now, pay later with BenchMade Modern & Affirm

BenchMade Modern has partnered with Affirm to bring you more purchasing power. Affirm is an easy,
convenient way of paying for your custom furniture over time. There are no gimmicks like deferred
interest or hidden fees, so the total you see at checkout is always what you'll actually pay.

How does Affirm work?

Your Affirm account is created using your name, email, mobile phone number, birthday
and last 4 digits of SSN. This combination helps Affirm verify and protect your identity.

Choose 3, 6, or 12 monthly payments*

Affirm designed its loans to offer you flexibility and control over your budget. Affirm offers rates from as
low as 0-36% APR based on your credit. Actual rates will be shown at checkout.

Real People, Real Support

Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer
your questions and help out however they can.

Am I eligible for Affirm Financing?

Affirm requires that customers be a resident of the U.S (including U.S territories), by at least 18 years old (19 if you're a ward of the state in Nebraska), have a Social Security number, own a phone number that receives SMS and is registered to the United States or U.S. territories. For more information, visit

How do I pay my bills?

You can pay your Affirm bills online at They accept payment by debit card, bank transfer and check.

What information does Affirm require?

Yes, when you first create an Affirm account, Affirm perform a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

Why was I prompted to pay a down payment with a debit card?

Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.

Still have questions?

For more information, contact Affirm at
You can also learn more about financing with affirm at

*On a $700 purchase, you may pay $63.18 for 12 months with a 15% APR. Your personal rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.Payment options through Affirm are provided by these lending partners: See for details.